Shares
Portfolio Update June 2020

Portfolio Update June 2020

Last Update: / by Marco Schwartz

Hi everyone, and welcome to a new portfolio update! As for every month, I'll share with you the latest numbers from my investment portfolio, showing you all the details about what happened both with the crowdlending platforms I invested on, as well as with my dividend growth stocks portfolio. I'll show you what I did during the month, what went well, what didn't go well, and also share at the end what actions I'll take in the coming month. 

This is now the second portfolio update I am publishing since the COVID-19 crisis started, so there was still a lot of variations this month, especially on my stocks portfolio. As you will see inside the update, my portfolio is still down compared to before the crisis, but has been slowly picking up.

As always, all the numbers & graphs that you see inside the article are directly taken from TrackInvest, the software that I created to track all my crowdlending & stock market investments, directly from raw data from the platforms & the stock market. Let's dive in, starting with the overview of my portfolio for June 2020:

Monthly Income Statement: June 2020

Type
Income
Yield
Invested
Value
Crowdlending Platforms
237€
7.30%
60,542 €
85,872€
Dividend Growth Stocks
325€
4.74%
58,769 €
82,476€
Total
563€
4.02%
119,312 €
168,349€

To start this portfolio update, let's have a look at the total value of my portfolio over the past month. As most of my portfolio is made from assets that generate income, I am generally more interested by the gains for the month, but due to the recent crisis I really wanted to show you the impact it had on the value of my portfolio:

As you can see, the portfolio is still down compared to the pre-crisis situation, even if it has been recovering a bit in June. As for the previous month, this is mainly due to my stock portfolio that took a hit when the crisis began. Let's now have a more detailed look into my crowdlending assets.

Crowdlending Portfolio

Platform
Income
Yield
Invested
Value
172€
12.32%
5,936 €
17,783€
49€
5.08%
11,120 €
12,920€
19€
2.47%
9,492 €
10,086€
2€
12.61%
1,538 €
8,599€
12€
2.06%
6,837 €
7,203€
19€
10.85%
856 €
2,548€
23€
13.22%
2,001 €
2,410€
17€
8.13%
1,776 €
2,089€
7€
12.59%
1,459 €
1,929€
12€
8.28%
1,431 €
1,686€
4€
3.35%
1,519 €
1,588€
11€
10.89%
1,090 €
1,295€
11€
11.34%
950 €
1,138€
4€
4.18%
1,100 €
1,136€
3€
6.21%
1,000 €
1,005€
Total
237€
7.30%
60,542 €
85,872€

Nothing much to report in terms of crowdlending investments, expect that I am still applying my strategy to reduce the amount of platforms that I have in my portfolio, so it becomes more manageable and I am only investing in the best platforms. It will take months to finish money from loans are coming back slowly on the platforms I decided to stop investing, but I hope to have most of the process finished by the end of the year.

Let's now have a look at my accumulated gains over the past months: 

You can see that despite the crisis, my gains are still pretty stable over the past months. There are some platforms that announced that some payments will be delayed, especially from some loan originators on Mintos. However, I have a very diversified investment strategy on this platform as well, so it didn't affect my gains too much.  

Even if there are more opportunities with dividend growth stocks at the moment, I still recommend investing in crowdlending platforms, but really focusing on the best platforms out there. If you are interested, you can look in this article for my favourite P2P lending platforms, and in this one for the best platforms that focus on real estate.

Dividend Growth Stocks

Name
Income
Yield
Invested
Value
QUALCOMM Incorporated
16€
2.85%
3,903 €
6,796€
Realty Income Corporation
25€
4.87%
5,761 €
6,315€
Cisco Systems, Inc.
15€
3.15%
2,931 €
5,877€
International Business Machines
23€
5.26%
6,441 €
5,455€
Intel Corporation
9€
2.23%
2,585 €
5,309€
Procter & Gamble Company (The)
9€
2.54%
2,967 €
4,480€
Xilinx, Inc.
5€
1.53%
1,972 €
4,451€
Target Corporation
7€
2.16%
2,001 €
4,379€
Johnson & Johnson
9€
2.71%
215 €
4,020€
Emerson Electric Company
10€
3.17%
2,948 €
3,968€
Archer-Daniels-Midland Company
8€
3.52%
2,573 €
2,942€
AT&T Inc.
16€
6.84%
3,210 €
2,864€
Camden Property Trust
8€
3.69%
2,503 €
2,746€
Omega Healthcare Investors, Inc
20€
8.98%
2,962 €
2,680€
MUENCH.RUECKVERS.VNA O.N.
8€
4.13%
1,936 €
2,611€
Caterpillar, Inc.
6€
2.97%
1,364 €
2,488€
United Technologies Corporation
29€
15.27%
3,782 €
2,333€
3M Company
7€
3.66%
2,301 €
2,305€
SIEMENS AG NA O.N.
5€
3.47%
1,632 €
1,908€
TAG IMMOBILIEN AG
5€
3.76%
977 €
1,874€
Pfizer, Inc.
5€
4.27%
1,411 €
1,662€
PHILIPS KON
32€
23.49%
887 €
1,649€
W. P. Carey Inc. REIT
8€
6.22%
1,281 €
1,563€
Kimberly-Clark Corporation
3€
2.98%
1,174 €
1,290€
BASF SE NA O.N.
6€
6.35%
1,544 €
1,247€
HCP, Inc.
12€
14.68%
876 €
998€
ICADE
6€
8.09%
878 €
890€
Sanofi
1€
3.31%
486 €
618€
Macquarie Infrastructure Corpor
10€
37.42%
651 €
345€
UNIBAIL-RODAMCO-WE
27€
127.06%
1,137 €
255€
Total
325€
4.74%
58,769 €
82,476€

As I mentioned earlier, my stocks portfolio took a hit because of the crisis, however the goal of my whole strategy is to focus on the dividends, so let's have a look at the dividends received the past months:

As you can see from this graph, the crisis didn't affect at all the grow of the dividends I received, and some companies even grew their dividends during the crisis, like ADM, Cisco, or AT&T! This just confirms that the strategy is quite robust to a crisis, given that you don't count of selling the stocks at any time, as at the moment it would mean loosing money. But in terms of pure income, it has been really strong in the COVID crisis so far.

What's Coming Next

That's already the end of this article, I hope that this portfolio update was useful to you! In the coming month, I will still be observing the market to look for good dividend growth stocks to invest in, as the market is still down and many stocks can be bought for cheap. I will probably not inject any additional money in crowdlending platforms, and focus on reducing the amount of platforms in my portfolio.

Thanks again for your support, stay safe, and I hope you’ve enjoyed this month’s portfolio update!

Leave a Comment

Please enter your name.
Please enter your email.
Please enter your comment.
Sixnot a month ago
Hi Marco, what is your experience with Housers? I have 8 investments there and they are all non performing e.g. in a huge delays with capital repayment and also not paying any interest anymore. Housers communication is terrible, from time to time they organize a "shareholder voting" on the next steps regarding the defaulted projects which somehow always ends up with shareholders giving yet another 6-12 months extension of the loan. Technically this could last forever and I can only take Houser's word that this is what the shareholder's decided... I am getting quite worried...
Reply
Please enter your name.
Please enter your email.
Please enter your comment.