Best Crypto Lending Platforms in 2025
Discover the top crypto lending platforms offering over 10% annual yields with secure, passive income opportunities
Quick Comparison
| Platform | Return | Rating | Min. | Best For |
|---|---|---|---|---|
1YouHodler | 12% | 4.5 | No minimum | 12% annual yield on stable coins like USDT |
2CoinLoan | 12% | 4.5 | No minimum | 12% annual yield on most stable coins |
Performance & Returns
Looking for returns at least as high as peer-to-peer lending platforms, around 10% annual yield on stable coins
Security & Protection
Evaluating cold storage, ISO certifications, and fund management practices to protect investor money
User Experience
Testing account creation process, deposit/withdrawal functionality, and overall platform usability
YouHodler
Excellent security with Ledger Vault fund management
YouHodler is the first cryptocurrency lending platform I've tried - and for sure one of my favorites. The platform is based in Cyprus, with offices in Lausanne, Switzerland.
The platform allows you to invest in crypto loans in many cryptocurrencies, including many stable coins as I mentioned above. It is therefore quite possible to invest on the platform as on a "classic" Peer-to-Peer lending platform.
CoinLoan
Licensed in Europe with cold storage security
CoinLoan is another cryptocurrency lending platform, based in Estonia.
My Recommendations
Best Platform to Start
Excellent returns combined with top-tier security policy managed by Ledger Vault
YouHodler →