Marco Schwartz.

The personal journal of Marco Schwartz

Build wealth.
Make room
for life.

I’m an engineer, entrepreneur, and investor. Here I share my approach to passive income — the research, the results, and the lessons that only experience can teach.

Find your starting point Explore my portfolio

The essential reading

A considered approach to investing.

All guides
01

The best P2P lending platforms

My shortlist, with the strengths and trade-offs of each platform.

02

Find your European broker

Compare the platforms behind your next investment.

03

Build a dividend ETF portfolio

A practical guide to UCITS funds and investing for income.

04

Explore real estate crowdfunding

Property-backed investments, compared in plain English.

The journal

Recent reviews & insights.

All articles
Platform review

AxiaFunder Review: Returns and Risks

How litigation funding works, what the public track record shows, and the fees, minimum investment, and risks to understand before committing money.

13 min read
Platform review

Revolut Business Review: Is It Worth the Fee?

Compare plans, currency tools, team cards, and integrations, with a closer look at the charges European businesses need to factor into their decision.

10 min read
Platform review

Digilo Review: Property Lending and Risks

A closer look at mortgage-backed projects, target returns, minimum investment, regulation, and the risks involved in lending through this real estate platform.

11 min read
From my own portfolioField notes / 01

Six years with Mintos.
Here’s what I learned.

A long-term review of the platform, the returns, and the risks I would want to understand before putting my money in.

Read my experience

Free investing tools

Put your plans
in perspective.

Simple calculators to explore the numbers behind your next step.

FIRE calculator

Work out your path to financial independence.

Compound interest

See how time and regular investing add up.

Dividend calculator

Explore the income your portfolio could generate.

Coast FIRE calculator

Find out when you could let compounding take over.

The person behind the portfolio

A builder’s curiosity.
An investor’s perspective.

Before writing about investing, I was building electronics, creating open-source tools, and writing books. The habit has stayed with me: understand the system, try it for myself, then share what I learn.

A little more about me