The second platform I wanted to mention here is Twino. As for other platforms I mention on this page, most of their loans come with a buyback guarantee, so it's a really safe platform to invest in. As of 2020, they have been active for 5 years, and also have been profitable which is very good sign of stability in the future.
What makes Twino different from the other platforms inside this article is that they also propose real estate investment opportunities called Twino Ventures, which allows you to easily diversify in many assets while staying on the same platform. You can also completely automate your investments on the platform, so Twino is also a platform where you can make completely passive Peer-to-Peer lending investments.
I've been investing on Twino since 2015, and never had any issue with the platform. My current yield is at 10.71%, which is close to what the platform is advertising on their site.
To sum up, Twino has been delivering consistently since the beginning, and I really recommend it to put in any investment portfolio.
I also wanted to mention PeerBerry, which is a solid Peer-to-Peer lending platform in which I started to invest in back in 2018. They also offer everything you need from a good Peer-to-Peer lending platform: buyback guarantee on most loans, a great diversity of loan originators & loan types, and an auto-invest function that is really easy to setup.
Plus, they offer good interest rates as well (they advertise an average return of 11.57%), and I only got solid results from the platform since I started investing. Currently, my yield on the platform is at 11.32% after several years on investing on the platform.
They also have a great team that is always there to answer any questions. Therefore, I also recommend adding PeerBerry to your Peer-to-Peer lending portfolio in order to diversify your investments.