Real estate crowdfunding is my favorite way to invest in real estate, as it allows me to quickly diversify over several deals, and to build a completely passive real estate portfolio. I am often asked what are my favorite platforms to invest in, which is why I decided to write this article in which I'll tell you what are my four favorite real estate crowdfunding platforms.

Real estate crowdfunding is the fact to invest in real estate along with other investors, usually through a platform that will propose real estate deals and take care of all the work, like listing deals, doing all the legal work, and then managing the property. This allows you to invest in real estate with a very low amount of money (sometimes from 50 Euros or Dollars), diversify quickly into many properties, and also have a completely passive real estate portfolio.

Without further due, here is the list of all the platforms that I currently consider being the best real estate crowdfunding platforms in Europe.

The Best Real Estate Crowdfunding Platforms in Europe

• EstateGuru

• Reinvest24

• Kirsan Invest

• Crowdpear

• Indemo

In the rest the article, I will tell you about each of those platforms in details.

How to choose a good real estate crowdfunding platform?

Before moving on to more details about each platform, I wanted to tell you about how I choose the platforms that I put in my portfolio and of course in this article. I use two sets of criteria: objective, and subjective.

To choose a platform, I first look at objective criteria, such as the advertised yield of the platform, the track record of projects on the platform (if they had problems with some projects for example), and if there is an automatic investment function. I also check if the platform has an investment license or has applied for a license, which is a very important criterion.

After making a first selection with these objective criteria, I also use more subjective criteria to select my platforms, such as my experience with the platform. I take this opportunity to state that I invest personally on each of the platforms present in this article. The first subjective criterion on which I base myself for the selection is the effective yield of the platforms, which is sometimes different from the advertised yield. For that, I use TrackInvest, a software that I developed and which allows to import the transactions from the platforms before obtaining the real return. I then compare it to the performance announced by the platform to see if they match.

EstateGuru

The first platform I wanted to mention here is EstateGuru, which is a platform based in Estonia. It also mainly proposes to invest in real estate development loans, meaning you get a fixed-rate at the start (usually around 10 - 12%). 

What I really like about this platform is that they usually offer monthly repayments on the loans they offer, meaning that you will actually get passive income coming in every month when you invest in those development loans. On EstateGuru, the minimum investment in each real estate project is also lower than other similar platforms, at 50 Euros per project. This means that you can actually easily diversify your investments on the platform.

The interface of EstateGuru is also very nice and easy to use, and each project is very well detailed & documented. They also offer an auto-invest function which is quite nice if you want to completely automate your investments on the platform. 

As for all platform I mention in this article, I am myself an investor on the platform, and so far I got an average yield of 11.10% on my investments, which is really close to what is announced by the platform.

For all of those reasons, I really recommend having EstateGuru in your investment portfolio.

Reinvest24

The second platform that I wanted to mention in this article is Reinvest24. Based in Estonia, this platform allows investors to invest in equity real estate crowdfunding. This means that you will actually become the owner of a share of the properties you invest in and receive a monthly rent just like you would if you invested in 'classical' real estate. Plus a possible capital growth gain once the property is sold. This is really a form of real estate crowdfunding that I really like, as you get passive income coming in every month.

Reinvest24 offers high-quality investments, usually around Tallinn. They usually select properties with a high rental yield, so the returns on the platform are quite attractive at around 7%. Combined with the potential capital growth after the end of a project, you get a total potential return of nearly 14%. They also propose many different types of investments, for example, commercial real estate like small shops & even restaurants, which makes it a great platform to quickly diversify your portfolio.

I've been investing on this platform myself for several years now, and got returns that are around 6.5% on the monthly rents, and I got one project that exited with an annual yield around 7%. They also always paid the rental returns on time.

For all those reasons, Reinvest24 is really a real estate crowdfunding platform I would recommend.

Kirsan Invest

A platform that I really wanted to mention here is Kirsan Invest. What is unique with this platform compared to others in the field is that they do all the projects in-house - as they are a part of the Kirsan Group, which is a large investment group that has been active in Europe since 2010.

As a result, they don't use any intermediaries, meaning much less risks for investors on the platform - as the Kirsan Group have a great track record with over 5000 apartments built so far.

On top of that, the platform offers high yields (between 11 and 15%), a good opportunity for diversification in over 9 European countries, and also passes all the safety criteria that I apply to choose an investment platform.

They also have an interface that is really easy to use, and an excellent support team that was really quick in answering all the questions I had.

Note that they allow investors to invest in real estate projects in Europe, but also in renewable energy projects. For all those reasons, I really recommend Kirsan Invest if you want a solid real estate investment platform.

Crowdpear

One platform that I really like as well is Crowdpear. Similarly to EstateGuru that I already mentioned earlier in this article, Crowdpear allows you to invest in development projects.
What I like about this platform is that they are fully regulated, and also their parent company is PeerBerry, one of the largest platform in the Peer-to-Peer lending field in Europe, in which I invest for several years now. This provides a lot of additional safety for investors, as they know there is a large platform behind the platform.

They also have very attractive yields with 11% on average - and also a secondary market to help you build your portfolio quickly in case there are no new projects on the primary market. 

Indemo

I also wanted to mention in this article Indemo - an innovative platform that offers to invest in real estate in Spain.

They actually have two type investments on the platform, classical mortgage loans, but also discounted debt investments, which allows investors to invest in loans where borrowers failed to pay back the loans. It allows investors to invest in properties at a discounted rate, and then once the property is sold back on the market make a good profit.

They also offer good yields - 10% for more classical mortgage loans, and up to 15% for discounted debt investments.

The platform itself has a really innovative interface, with for example an investment map to easily explore projects available for investors.

For all those reasons, I really recommend checking out Indemo as it's really different from other platforms in this article.

To Sum Up

These platforms are really my favourites, and I currently have investments in each of them.

I am often asked which is the number one platform they should invest in. It's hard to give an answer as I recommend diversification across multiple platforms, but I consistently answer EstateGuru to start with, as it is the largest platform out there and the easiest to use.