Housers Review 2026: is Housers a Safe Real Estate Crowdfunding Platform?
My experience investing in Spanish real estate crowdfunding after over two years on the platform
Quick Verdict
Housers is a solid real estate crowdfunding platform for investing in Spanish, Portuguese, and Italian properties with average returns of 8.38%. While some projects experienced delays due to COVID-19, the platform has done a good job restructuring overdue projects.
Try HousersWhat is Housers?
Housers is a real estate crowdfunding platform based in Spain, so you can invest in the Spanish real estate market, and now also in Portugal and Italy. Usually, European real estate crowdfunding platforms are located in the UK or the Baltic States, so it's quite nice to be able to invest in other countries as well to diversify your portfolio.
The platform itself is really great with a lot of offers available in the countries I mentioned earlier. The platform offers rental investment projects (where you become part owner of a property and benefit from the monthly rent) and real estate development projects (where you get your money back with interest after a given period). Recently, most of the projects on the platform are real estate development projects.
At the moment, the platform has over 130,000 investors across Europe.
I would have invested in Housers long before if it hadn't been for Spanish regulations preventing investors outside of Spain from investing (unless you go fill some form at your local Spanish embassy). However, this regulation has been lifted and anyone in Europe can now invest in the platform.
What Returns Can You Expect?
Real returns based on my investing experience
The returns you will get on Housers depend totally on the projects you are going to invest in. In general, most of the projects on the platform have returns between 8 and 10% per year.
On average, Housers announces an average return of 8.38% for its investors on the platform.
Investment Options
Housers offers two main types of real estate investments to suit different investor preferences
Rental Projects
Become part owner of a property and benefit from monthly rent income
Development Projects
Get your money back with interest after a given period once the project is completed
Easy Payment
Invest directly by credit card without needing to pre-fund your account
Most projects on the platform are currently real estate development projects
Is Housers Safe?
Key safety features and regulatory compliance
Real Estate Collateral
Each project is guaranteed by the real estate attached to the project, which will be sold in the event of a problem
Transparent Rating System
Clear project rating system allows you to quickly choose the projects in which to invest
Project Restructuring
Platform has successfully restructured overdue projects affected by COVID-19 crisis
European Diversification
Invest across Spain, Portugal, and Italy to diversify your real estate portfolio
🛡️ Is it Safe to Invest on Housers?
As with all real estate crowdfunding platforms, the guarantee on each project of the platform is the real estate attached to the project, which will be sold in the event of a problem with the project.
They also use a very transparent project rating system, which will allow you very quickly to choose the projects in which to invest on the platform.
Getting Started on Housers
Create Your Account
Sign up on the platform and complete identity verification in less than 5 minutes
Browse Available Projects
Explore offers in Spain, Portugal, and Italy with clear returns information for each project
Review Project Details
Click on any project to access complete details including returns, duration, and property information
Invest with Card or Transfer
Start investing with minimum €100 per project using credit card or bank transfer
Pros & Cons
✅ Pros
- ✓Average returns of 8.38% per year
- ✓Minimum investment of only €100 per project
- ✓Access to Spanish, Portuguese, and Italian real estate markets
- ✓Easy account setup in under 5 minutes
- ✓Direct credit card payment option available
- ✓Over 130,000 investors across Europe
- ✓Transparent project rating system
- ✓Both rental and development projects available
- ✓Good track record of restructuring delayed projects
❌ Cons
- ✗Some projects experienced payment delays due to COVID-19
- ✗Most projects are now development projects rather than rental
- ✗Current returns may be lower than platform average during project restructuring
- ✗Previously had regulatory restrictions for non-Spanish investors
My Current Results with Housers
I have now invested in 28 properties in total, with a capital of over 7,000 euros. My overall return is right now just over 5% which is lower than other similar real estate crowdfunding platforms. This is mainly due to the fact that many projects have had problems with late payments, mainly due to the COVID-19 crisis. However, they have done a good job restructuring most of the projects that are overdue on the platform, and currently I only have one project in my portfolio that is considered overdue.
On the long term, my average return should be 8.40% once the projects I have invested in have come to their term.