European P2P Lending Platforms in Europe with the Highest Interests Rates
Discover the safest European peer-to-peer lending platforms offering the highest interest rates, all tested with real investments
Quick Comparison
| Platform | Return | Rating | Min. | Best For |
|---|---|---|---|---|
1hive5 | 15.35% | 5 | €10 | 15.35% average yields (up to 16%) |
2Lendermarket | 15.26% | 4.8 | €10 | 15.26% average yields |
3Bondster | 13.6% | 4.5 | €10 | 13.6% average yields |
Objective Criteria
Projected returns of at least 13% per year, buyback guarantee availability, auto-invest features, investment licenses, and thorough due diligence for loan selection
Loan Originator Quality
Verification of each loan originator's reputation and track record to ensure they work with companies that have proven reliability
Personal Experience
Real investment experience with each platform for at least a year, ensuring recommendations are based on actual performance and user experience
hive5
Highest yields in Europe with 15.35% average returns and complete transparency
I wanted to start this article with hive5, a platform that has emerged relatively recently in the field. Not only the platform has the highest yields I have seen so far in the field with 15.35% average yields for their investors (and up to 16%), but they also put a strong focus on having complete transparency on their operations.
It's also worth noting that hive5 has another advantage - at the time of writing of this article, not a single loan was late on this platform. Also, if a loan is late even by one day on hive5, the money & interests is immediately returned to investors, so the cashflow on this platform is really predictable.
Lendermarket
Second highest yields with group buyback guarantee and Creditstar as loan originator
Lendermarket is also without a doubt a platform that places a strong emphasis on safeguarding the investors' money, while delivering great returns for investors. Indeed, they have an average yield for investors of 15.26%, which is the second highest average yield of the platforms I mentioned in this article and way above most of the platforms in the field.
Bondster
Established platform since 2017 with buyback guarantee and strong transparency
I wanted to finish this article by introducing another platform with high interests rates - Bondster. Established in 2017, this particular platform operates out of the Czech Republic and has successfully generated a lot of attention since its inception.
My Recommendations
Best Overall Choice
Highest yields (15.35%), complete transparency, zero late loans, and robust auto-invest function
hive5 →Best Safety Features
Group buyback guarantee with Creditstar backing and 15.26% average yields
Lendermarket →