Hi, I'm Marco

I'm an engineer turned independent investor based in Europe. I've spent the last decade testing every passive-income strategy I could find — dividend stocks, P2P lending, REITs, index funds, and a fair share of mistakes worth writing about.

This site is where I share what actually works, with real numbers from my own portfolio. No hype, no get-rich-quick — just patient capital and transparent results.

What I write about

• Long-form platform reviews based on years of personal data
• Portfolio updates with full holdings and returns
• How-to guides for European investors
• Honest takes on what didn't work, and why

How I make money

Some links on this site are affiliate links. I only recommend platforms I personally use and have my own money on. If you sign up through one of my links, I may earn a small commission at no extra cost to you — and in many cases, you get a better signup bonus than going direct.