Behind the journal

Hi, I’m Marco.
I’ve always been
a builder.

Of circuits. Of businesses.
And, over time, of a more independent life.

Marco Schwartz
Engineer · Entrepreneur · Investor

Curiosity is the common thread.

My background is in engineering. I studied electrical engineering and computer science at Supélec in France, and microengineering at EPFL in Switzerland. Later, my research at Heidelberg focused on neuromorphic systems — electronics that emulate the behaviour of the brain.

I went on to build electronics and software businesses, create the open-source aREST framework, and write practical books about connected hardware, including Arduino Networking.

The same curiosity, applied to investing.

Over the last decade, I’ve explored dividend stocks, P2P lending, REITs, and index funds. This journal is where I document the experience: what I tried, what the numbers show, and what I would do differently.

I like to understand how an investment works before putting money into it. Where does the return come from? What can go wrong? How does it fit into the rest of my portfolio? Those questions shape the reviews and guides you’ll find here.

You can look inside my portfolio, explore the investing journal, or start with the essentials.

How to read my reviews

I distinguish my personal experience from platform claims and explain the limitations alongside the potential benefits. Dates, sources, and the risk discussion matter as much as a headline return. A platform that suits my situation may not suit yours.

How this site is funded

Some links are affiliate links. If you open an account through one, I may earn a commission at no extra cost to you. Relevant articles identify these links, and I keep the drawbacks and risks visible alongside the recommendation.

If you spot an error or something that needs updating, please send me a correction. Useful research gets better when readers challenge it.